In a field like this, where the client?s needs always come first and the prime goal is to make people look and feel better, it may seem odd that yoga teacher liability insurance even exists. However, no matter how good the yoga instructors skills and intentions, there needs to be as safety net to provide protection against unpredictable accidents and occurrences.
One key benefit that comes with yoga instructor insurance is general liability coverage. Often called ?slip and fall? insurance, this component of your policy would be there in case a client does just that?slips, trips or falls on the property of your clinic or practice. If that client decides to sue for damage or injury, yoga teacher liability insurance will see you through the process.
Another reason it?s important for yoga teachers to possess yoga liability insurance is because the work done within this realm is very hands on, up close and personal, which can increase the odds of a client claiming some kind of malpractice. After all, you are dealing with hot waxes, sharp instrument, heating devices, chemical peels, abrasive exfoliants and other such items on a regular basis.
Everyone makes mistakes, but if you make a mistake with one of these products or a misplaced technique, you will be glad to have yoga teacher liability insurance. Not only will a solid yoga liability insurance policy provide malpractice coverage, but it should also provide product liability protection as well.
Malpractice insurance will cover you in case a client claims damage or injury due to lack of skill or competence on your part as the professional esthetician. Product liability insurance will be there to protect you in case a client claims damage or injury due to one of the products you used during the appointment, such as a chemical peel or exfoliant.
Consider securing esthetician liability insurance so you never have to worry about the ?what ifs? associated with working with the public. The general liability coverage alone is worth the purchase, so you have a safety net for those accidents no one could ever see coming.
You should be able to find a high quality yoga insurance policy for less than a couple hundred dollars per year, a fee that is typically tax deductible as well. Look around and find the yoga teacher liability insurance policy that gives you the most protection and perks for the price. Then, you can completely focus on making every client who comes through your door look and feel his or her best.
Article Source:?http://www.BharatBhasha.com
Article Url: http://www.bharatbhasha.com/health.php/307242
Article Added on Saturday, July 16, 2011
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Source: http://www.bharatbhasha.com/health.php/307242
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